Healthcare Insurance

Specialist protection for Healthcare professionals

Healthcare carries responsibilities that extend well beyond the treatment itself. When something goes wrong, the consequences can affect a practitioner’s finances, reputation, professional standing and ability to continue working.

At United Risk Partners, we specialise in medical indemnity for healthcare professionals, combining sector expertise with access to specialist underwriting and medico-legal support. We take the time to understand how you practise, where you work and the risks you face, so your protection reflects your professional circumstances.

Who we support:

  • Doctors and medical practitioners
  • Surgeons and consultants
  • GPs and private practitioners
  • Dentists and dental professionals
  • Healthcare clinics and practices
  • Independent and private healthcare providers
  • Medical professionals working across multiple jurisdictions
  • Healthcare professionals combining NHS and private practice

What we cover

Medical indemnity needs to do more than respond to a clinical negligence claim. We consider the wider professional risks you face and arrange protection that supports you when a claim, complaint or regulatory matter arises.

Medical malpractice and clinical negligence

Protection against claims arising from alleged errors, omissions or failures in the provision of medical treatment, including associated legal costs and damages.

Professional indemnity

Cover for claims arising from professional duties and advice, helping protect your finances and reputation when allegations are made against you.

GMC and regulatory proceedings

Support for the legal costs associated with GMC investigations, disciplinary hearings and other professional accountability procedures.

Medico-legal support

Access to specialist legal advice when you need it, helping you understand your position and respond appropriately when a difficult situation arises.

Defence and reputation protection

Professional support when your competence, conduct or reputation is challenged, including representation through relevant proceedings.

Run-off and retirement cover

Long-term protection for claims that may arise after you stop practising, with extended run-off options available where required.

United Risk Partners is proud to be the preferred partner of the Royal Society of Medicine for medical indemnity insurance.

The RSM is one of the UK’s leading medical membership organisations, supporting healthcare professionals through education, shared knowledge and the advancement of medical practice.

Our partnership reflects a shared commitment to giving healthcare professionals access to the protection, advice and support they need throughout their careers.

Expertise for Healthcare placements.

The quality of the advice behind a healthcare policy matters.

Our healthcare team brings decades of experience across medical practice and insurance, with a detailed understanding of the risks faced by independent practitioners. We work with specialist insurers and the Lloyd’s market to arrange appropriate protection around your circumstances, rather than relying on a standard approach.

We also understand that the right support extends beyond the policy itself. From arranging cover and managing a transfer from an existing provider to supporting you when a claim or regulatory matter arises, we remain involved throughout.

Talk to an expert in Healthcare insurance.

Discuss your requirements with us.

Whether you are an individual consultant, surgeon or private practitioner, or run a wider healthcare practice, United Risk Partners can help you arrange medical indemnity and professional protection suited to the way you work.