private CLIENT
comprehensive risk management service for the High Net Worth and Ultra High Net Worth
We provide a service a level above what you expect from your Private Clients broker. We offer a discreet, bespoke service to clients who care about their assets and their lifestyles. Finding the right insurance solutions for your high value possessions requires expertise, that isn’t simply found on a standard off the shelf insurance policy.

A discreet bespoke service
Our service is aimed at a range of wealthy clients, ranging from emerging High Net Worth (HNW) to Ultra High Net Worth (UHNW). We know that by consolidating our client’s entire insurance portfolio, we can create a bespoke policy best suited to your circumstances. We thrive on non-standard risks and as a Lloyd’s Broker and through our trusted panel of underwriters, we are able to offer numerous options and source the most suitable insurance and insurer
Discreet Solutions for High-Net-Worth Individuals
If you work with high-net-worth individuals or families seeking discreet, intelligent insurance solutions, I’d welcome the opportunity to help. With over two decades of experience advising private clients around the world, I specialise in protecting significant assets—from fine art and collectibles to luxury homes and complex personal risks. I’m always open to introductions where trust, expertise, and tailored service are paramount.

Tom Montgomery
- Head of Yachts & HNW