At United Risk Partners, we deliver highly customised property insurance solutions for complex commercial real estate accounts —placed directly into the Lloyd’s of London and international specialty markets.
How We Work: Structured, Strategic Placement
United Risk Partners has deep experience navigating the Lloyd’s marketplace using advanced structuring tools, including:
- Shared and Layered Placements
Ideal for large or complex risks, we construct multi-layer programs with shared participation across multiple insurers, balancing premium efficiency with capacity needs. - Line-Slips and Facilities
We access exclusive line-slip arrangements within Lloyd’s, enabling rapid quotation and streamlined binding for mid-market and specialist risks. - Binders for Repeat Placements
For high-volume property portfolios or schemes, we manage delegated binding authorities with Lloyd’s coverholders—providing faster turnaround and consistent underwriting appetite.
This flexible approach allows us to tailor capacity, pricing, and security while maintaining full transparency for the insured.
Who We Serve
- Commercial Property Owners & Developers
- Asset Managers & REITs
- High Net Worth Individuals & Family Offices
- Mixed-Use and Multi-Tenant Properties
- Hospitality, Retail, and Logistics Portfolios
- Global Real Estate Investors & Funds
Our Capabilities Include
- All Risks Commercial & Residential Property
- Builder’s Risk / Course of Construction
- CAT-Exposed Property (Hurricane, Earthquake, Flood)
- Terrorism, Political Violence & Sabotage
- Vacant or Non-Performing Assets
- Business Interruption / Rental Income Protection
- DIC/DIL & Non-Admitted Programs
- Facultative Reinsurance Support
Trusted Advisor for Property-Related Coverage
With extensive experience across commercial and residential property risks, I’m available to assist with placements that require a thoughtful, detail-oriented approach. My background combines technical, wording, and claims expertise with decades of broking in the London Market. If you have a property-related insurance matter that could benefit from practical insight and steady execution, I’d be happy to connect.
Neil Bagwell
- Head of Property
Lloyd’s Backed. Client Focused. Globally Connected.
Our brokers operate at the centre of the Lloyd’s market, maintaining trusted relationships with leading underwriters and niche syndicates. Whether your portfolio spans the UK, EU, MENA, or the Americas, we deliver tailored placements, fast-moving solutions, and diligent claims advocacy.
Contact us
Let’s structure a smarter property solution—built with capacity, flexibility, and foresight.
