At URP, our strength lies in our people. Each member of our team brings a wealth of experience, deep industry knowledge, and a shared passion for delivering exceptional results.
At URP, our strength lies in our people. Each member of our team brings a wealth of experience, deep industry knowledge, and a shared passion for delivering exceptional results.
United Risk Partners Limited is a Lloyd’s Broker and is authorised and regulated by the Financial Conduct Authority (FCA). Our FCA register number is 798607.
Registered in England No. 10770908 | Registered office: 5th Floor, 70 Gracechurch Street, London, EC3V 0XL
Sam has been in the London Insurance market for more than 25 years. Having held prominent positions at some of the largest independent brokers in the market such as Chief Executive Officer at Cooper Gay and Group Chief Financial and Operations Director at Besso. Sam has always been at the forefront when it comes to financial, operational and compliance matters in the insurance sector. Sam is an integral part of the strategic planning and growth of United Risk Partners. Promoting the development and implementation of new information technology to ensure robust and efficient systems that sit at the core of the operations allowing us to service our clients in the best way possible.
Colin has over 30 years of experience in the insurance industry, with a career marked by leadership and innovation. He served as Chairman and CEO of Besso Insurance Group from 1995 to 2015, overseeing significant growth and international expansion. He continued as Chairman until 2017. He is widely respected for his market insight, leadership, and deep industry relationships.
Andrew brings over 25 years of technical and operational experience within the London insurance market. He began his career specialising in the placement and management of North American delegated authorities (property and casualty) and direct open market business. Over time, he expanded his expertise to include both proportional and non-proportional reinsurance across multiple classes and international jurisdictions.
Andrew has in-depth knowledge of delegated authority management and processing, with extensive experience across both the Lloyd’s and company markets.
For the past 18 years, he has held board-level roles at Lloyd’s brokers, where he has led and trained technical teams, advised on bespoke placement strategies, supported Appointed Representatives in accessing markets, and streamlined operational workflows. He continues to play an active role in delegated authority processing, open market business, and reinsurance management and placement.
Andy Foley is Head of the United Risk Partners Healthcare Division. He started in healthcare over 40 years ago, and has worked at some of the most prestigious hospitals in the world. Moving from a clinical environment in the 90’s, Andy was part of a team that launched, marketed and sold the Birmingham hip resurfacing device to the top orthopaedic surgeons around the world. This start up company was eventually sold to Smith and Nephew. Before Andy moved into insurance at the start of 2010, he was on the board of Finsbury orthopaedics and a key player in negotiating the sale of the company to global Health care giants, Johnson and Johnson.
At the start of 2010, clinicians were looking to move away from the traditional providers of discretionary cover and they started exploring commercial insurance. Andy was one of the first brokers in this space, and his in-depth subject knowledge allowed him to become one of the most well known and respected brokers in London and the rest of UK.
This resulted in Andy delivering key lectures at the British Medical association and the British Orthopaedic association annual congress.
Having sold his business to a large multinational broker, Andy ran the retail insurance healthcare offering for that broker until June 2022.
At URP, Andy and his team are able to provide advice and source insurance cover on the following:
Tom Montgomery has over 20 years of experience in the private clients and ultra-high-net-worth (UHNW) insurance market, advising and brokering complex risk solutions for a discerning global clientele. With a background in marine law and a career that began at a prestigious Marine P&I Club, Tom quickly progressed to underwriting roles at a leading Lloyd’s of London syndicate, where he specialised in high-value, cross-border marine and luxury asset risks.
Over the past two decades, Tom has cultivated a deep and trusted network among family offices, private banks, and UHNW individuals, particularly those with net worths exceeding $1 billion. He has successfully brokered some of the world’s most valuable superyachts, private aviation fleets, blue-chip fine art collections, and international luxury property portfolios—often involving highly bespoke and multi-jurisdictional insurance arrangements.
Tom currently serves as Rear Commodore of the Royal Thames Yacht Club in Knightsbridge, the oldest continuously operating yacht club in the world. He is also a published author and contributor on superyacht insurance and ownership, frequently invited to speak at industry events and UHNW forums. A passionate yachtsman, Tom has proudly represented his country in international sailing competitions and continues to compete and advise within the sport.
Steve McGuinness is a former professional football player who entered the insurance industry in the mid 80’s. In the early 1990s, he recognised the opportunity to combine his professional sports background with insurance and began specialising in providing insurance solutions for sports clubs, associations, and individuals.
Steve heads up URP’s Sport Division, where he utilises his extensive experience and deep knowledge of the UK sports market. His involvement in the sports insurance industry for over three decades has made him a valuable asset to URP. He is part of a select group of people who not only possess expertise in insurance but also genuinely care about the sports industry and its associated risks. Steve’s passion for sports and his understanding of the unique challenges faced by sports clubs and associations enable him to tailor insurance solutions that effectively address their specific needs.
By combining his knowledge of the insurance sector with his understanding of the sports industry, Steve significantly contributes to URP’s capabilities in serving the sports sector from grass roots to the professional side. His expertise ensures that URP can provide comprehensive and tailored insurance coverage to sports organisations and individuals, helping them mitigate risks and protect their assets.
With over four decades in the insurance industry, Neil brings a wealth of experience and insight to his clients. He began his journey in August 1982 with E W Payne, dedicating the first 15 years of his career to mastering Technical, Wording, and Claims. This foundational expertise gave him a comprehensive understanding of how insurance works—inside and out.
Transitioning into the Client/Broker space, Neil leveraged his industry knowledge to help clients navigate complex coverage requirements with confidence. His ability to bridge technical expertise with client-focused service ensures that businesses and individuals receive tailored solutions backed by real-world understanding.
Neil has extensive experience producing and broking Commercial Property, Homeowners, Transportation, and affinity business within the London Market. His commitment to excellence and a hands-on approach have made him a trusted partner in the industry.
